Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A House Divided By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls. What Is a 1035 Exchange? 1035 exchanges provide a way to trade-in an annuity contract or life insurance policy without triggering a tax liability. Starting a Roth IRA for a Teen This early financial decision could prove helpful over time.